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School Reports in Johnson City TN, Erwin TN and Asheville NC, Tennessee

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Schools in Johnson City TN, Erwin TN and Asheville NC

About Appraisals >Working With Appraisers

After the buyer and seller come to a "meeting of the minds" on the price of a house, there is one more person who must be convinced that the house is worth the selling price--the mortgage company's appraiser.

The appraiser looks for three similar houses that have sold in the same area within the last several months, and compares the selling prices of these homes with the one that is now on the market. The appraiser makes adjustments to account for the differences in each property, and averages the adjusted prices of the other three homes to arrive at a final opinion of value. In subdivisions or condominium projects where there are many similar properties and numerous recent sales, the appraiser's job is relatively easy. In neighborhoods of older homes that have been renovated or remodeled over the years, it can be like comparing apples and oranges.

If the appraiser's evaluation is lower than the selling price, it can stall the transaction because the lender may decline the buyer's loan because of the discrepancy. A real estate agent can work to minimize potential delays associated with the appraisal process by helping the seller to price the home as close to fair market value as possible.

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Q	Who is the world's largest landowner?
A	The United States government, with holdings of 728.8 million acres of land.
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Judy Taub, REALTOR®, real estate agents and broker for Johnson City, Erwin TN and Asheville NC Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

The Judy Taub Team
Realty Executive Preferred Realty
206 2nd Street
Erwin, TN 37650
866-964-1900
Fax: (423)743-1909
judytaub@NUMBER1EXPERT.com

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